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Installation Floater

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Learn how Acadia Insurance can help protect your business. Contact your local Acadia Insurance agent.

What is Installation Floater Insurance?


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Installation Floater Insurance is protection for contractors’ and subcontractors’ materials and work in progress. As a contractor or subcontractor, you need to be protected if your work is damaged on your job site or project and in many cases there may not be a builders' risk policy covering your interests.

Installation Floaters are designed to protect the value of labor and materials of a contractor's work in progress in the event that it is damaged by a covered peril. Transit and off-site temporary storage coverage is also available. Installation Floaters can be written for a specific project or on an “open” basis, covering all of your projects.


Acadia Insurance provides Installation Floater Insurance for:

  • Commercial General Contractors
  • Residential and Commercial Subcontractors

Our Installation Floater Policy can include the following coverage features:

  • Transit and temporary storage
  • Flood and Earthquake
  • Equipment Breakdown, cold and hot testing
  • Delay in Completion, delay in start-up, soft costs, consequential loss and additional income

For more information, contact an Acadia Insurance Agent for a quote today.