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Fran Onofrio
Mason, Inc.
203.393.1101 x169

Acadia Insurance Offers Employment Practices Liability Insurance Coverage for Eligible Small Business Customers

EPLI provides protection against potential employment practices exposures

WESTBROOK, Maine (August 04, 2010) – Beginning September 1, 2010, Acadia Insurance will be offering a new Employment Practices Liability Insurance (EPLI) coverage enhancement for eligible AcadiaAdvantage small business customers in Maine, Connecticut and Rhode Island.  Acadia will also be extending the coverage to customers in New Hampshire beginning October 1, 2010 and will offer this coverage in Massachusetts, New York and Vermont pending state approval as well.

From the small to the national, every company faces Employment Practices exposure.  According to statistics on the U.S. Equal Employment Opportunity Commission’s website, in 2009 alone, there were more than 90,000 lawsuits resulting in over $376 million paid in verdicts in this area.  The most common employment practices exposures include: age discrimination, race discrimination, disability discrimination, sexual harassment and retaliation. 

“Employment related lawsuits are a serious hazard to all businesses regardless of size, but unfortunately for small business owners, one single employment related lawsuit can drain them of their time, money and even their business,” said Bobbi Amero, Chief Underwriting Officer, Acadia Insurance. “By combining local, expert service with our small business products, Acadia is a market of choice for small business customers who seek diverse coverage offerings from a strong and responsive company.”

New and existing Advantage customers on Business Owner Policies (BOP) and package policies with liability premiums up to $7,000 are eligible for Acadia’s EPLI coverage. 

Coverage details include:

  • $100,000 limit
  • $5,000 deductible
  • Defense costs within limit
  • Claims Made Coverage

For more information, please contact your local AcadiaAdvantage Underwriter or visit our website at