Archive for the ‘Small Business’ Category

Managing the Unsupervised Employee

May 20th - By  | Safety, Small Business | No Comments »

It is estimated that 70% of the American workforce is unsupervised for the vast majority of the work day.  When I first heard that I thought, “That can’t be right,” but the more I considered it and thought about truckers, sales reps, construction crews, service reps and many others, it made sense.

Save Money on Your Insurance Costs!

May 1st - By  | Automobile, Small Business | No Comments »

Be proactive about what you insure and how you insure it. You can have an impact on the cost to insure for damage to your property, vehicles or watercraft to help save money by taking a look at how you insure them, whether you: Are looking at personal or business insurance; or Buy your insurance… Read more

Confused about your Small Business Insurance Policy? You’re Not Alone

April 11th - By  | General Liability, Small Business | No Comments »

Have you ever read your entire insurance policy?  Probably not.  Have you understood every word of what you have read?  Again, probably not.  The insurance industry tends to use words that are unique to only the insurance industry.  I thought we might take some time to look at some of the terminology used in the… Read more

What is the New Hampshire Second Injury Fund?

April 3rd - By  | General Liability, Small Business, Workers Compensation | No Comments »

The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities.  The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing… Read more

When it Comes to Reporting Claims, Time is of the Essence

March 26th - By  | Automobile, General Liability, Small Business, Workers Compensation | 1 Comment »

Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion.