Archive for the ‘General Liability’ Category

Confused about your Small Business Insurance Policy? You’re Not Alone

April 11th - By  | General Liability, Small Business | No Comments »

Have you ever read your entire insurance policy?  Probably not.  Have you understood every word of what you have read?  Again, probably not.  The insurance industry tends to use words that are unique to only the insurance industry.  I thought we might take some time to look at some of the terminology used in the… Read more

What is the New Hampshire Second Injury Fund?

April 3rd - By  | General Liability, Small Business, Workers Compensation | No Comments »

The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities.  The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing… Read more

When it Comes to Reporting Claims, Time is of the Essence

March 26th - By  | Automobile, General Liability, Small Business, Workers Compensation | 1 Comment »

Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion.

Personal and Property Protection Pertaining to Packaging Pallets

March 18th - By  | General Liability, Property, Safety | No Comments »

-That’s a Nod to Dr. Seuss, who is celebrated this month There are a lot of things in life which are everywhere, so ubiquitous that we don’t even think about them:  a pillow, shopping bags, books, pens.  If one stops to think about these items, they aren’t as simple as we would think.  The wrong… Read more

Your Liability as a Farm Employer

March 14th - By  | Farm & Agriculture, General Liability, Workers Compensation | No Comments »

As a farmer, you have a lot of concerns: weather; financing; crop yield; commodity prices; regulation; and the list goes on. Have you ever spent time thinking about your legal liabilities because you hire employees? Simply stated, a farmer can sometimes be held liable for damages to third parties as a result of negligent actions… Read more