Archive for the ‘General Liability’ Category

There is No Off Season for Slip and Fall Claims

June 26th - By  | General Liability, Laws & Regulations, Safety | No Comments »

There seems to be no off season for slip and fall claims and if you are a snow removal contractor you could be involved in a liability claim at any time.  You might think the time for snow and ice claims is over, but in fact tender letters from a property owner’s insurer, letters of… Read more

Confused about your Small Business Insurance Policy? You’re Not Alone

April 11th - By  | General Liability, Small Business | No Comments »

Have you ever read your entire insurance policy?  Probably not.  Have you understood every word of what you have read?  Again, probably not.  The insurance industry tends to use words that are unique to only the insurance industry.  I thought we might take some time to look at some of the terminology used in the… Read more

What is the New Hampshire Second Injury Fund?

April 3rd - By  | General Liability, Small Business, Workers Compensation | No Comments »

The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities.  The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing… Read more

When it Comes to Reporting Claims, Time is of the Essence

March 26th - By  | Automobile, General Liability, Small Business, Workers Compensation | 1 Comment »

Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion.

Personal and Property Protection Pertaining to Packaging Pallets

March 18th - By  | General Liability, Property, Safety | No Comments »

-That’s a Nod to Dr. Seuss, who is celebrated this month There are a lot of things in life which are everywhere, so ubiquitous that we don’t even think about them:  a pillow, shopping bags, books, pens.  If one stops to think about these items, they aren’t as simple as we would think.  The wrong… Read more